Motorists Must Demand ECOWAS Brown Card Insurance

Motorists in Ghana must demand their ECOWAS Brown Card insurance certificates when buying motor insurance. This certificate is automatically active once a policy is issued. The ECOWAS Brown Card Scheme ensures compensation for victims of accidents caused by visiting drivers.

The Scheme, established on May 29, 1982, aims to support economic integration and free movement within ECOWAS. It provides common third-party liability insurance for foreign drivers. This cover protects against death, injury, or property damage in Ghana. The Ghana National Bureau handles issuing these certificates and claims.

This initiative fits into Ghana's broader economic goals of regional cooperation. Facilitating trade and travel is key to ECOWAS integration. Over 40 years, the scheme has grown to include most West African nations. Strong partnerships exist with the National Insurance Commission and the Ghana Police Service. Digitisation efforts are making verification easier.

Mr Frederick Adotey Saka, Chairman of the Ghana National Bureau, stressed the importance of the certificate. He stated it is included in the motor insurance premium. The risk covered applies both within Ghana and across borders. This protects drivers and victims of cross-border accidents.

The implications are significant for ensuring fair compensation. Motorists should check their insurance documents carefully. This ensures compliance with ECOWAS regulations. It also provides crucial protection for road users in Ghana and beyond. Decision-makers will continue to focus on strengthening regional insurance frameworks.

The Ghana National Bureau also donated logistics to the police. They provided 300 body bags and 200 reflective vests to the Motor Traffic and Transport Department. This donation aims to improve their response to road incidents. Public education campaigns are also underway. These campaigns inform drivers about the scheme along major highways. The goal is to increase awareness and understanding.

The 44th anniversary of the scheme highlights its ongoing importance. It showcases efforts to safeguard road users. Key stakeholders like the National Insurance Commission attended celebrations. They continue to support the scheme's objectives.