OmniBSIC Bank profit surges 104 percent to GHS641 million
OmniBSIC Bank reported a 104% increase in profit before tax to GHS641 million in 2025. Total assets more than doubled to GHS21.58 billion, and customer deposits doubled to GHS16.56 billion. This growth reflects increased market share and stronger financial health for the bank, enabling more private sector lending. The bank's improved liquidity and lower non-performing loans suggest a growing co...
OmniBSIC Bank Ghana Ltd recorded a 104% growth in profit before tax in 2025. The bank's profit reached GHS641 million. This growth came from a larger balance sheet and better income from interest and trading.
The bank's total assets went up to GHS21.58 billion. This is more than double the previous year. Customer deposits also doubled, reaching GHS16.56 billion. These numbers show the bank is gaining more market share.
OmniBSIC Bank's Managing Director, Daniel Asiedu, stated that the profit increase helped the bank lend more to businesses. This happened when the economy was becoming more stable. He added that the bank's growth shows trust is returning to Ghana's financial system.
The bank's interest income almost doubled to GHS2.46 billion. Net interest income rose to GHS1.17 billion from GHS545.8 million. Fees also increased to GHS109.1 million, and trading income hit GHS143.4 million. This led to operating income doubling to GHS1.43 billion.
Even with higher costs, including GHS362.1 million for staff and GHS268.2 million for other operations, the bank still doubled its pre-tax profit. This shows the bank's strong performance.
The bank's financial strength also improved. The ratio of bad loans decreased to 23.09% from 26.99%. Its capital protection ratio increased to 17.84% from 13.66%. This means the bank can handle losses better.
Liquidity stayed very strong. The bank holds enough cash to cover about 95% of all customer deposits. Guarantees and other off-balance sheet commitments fell to GHS803 million. Cash with banks surged to GHS9 billion, and investments rose to GHS10.19 billion. Loans grew to GHS1.39 billion.
Deposits from other banks increased to GHS3.58 billion. This gives the bank more money to use, alongside strong customer deposits. Shareholder funds reached GHS1.11 billion, showing retained earnings.
The bank's MD said the 95% liquidity ratio and over GHS12 billion in cash flow will help the bank support clients and grow loans carefully.
Source: StatsGH — Ghana's data-driven news platform